{"id":587,"date":"2026-05-26T23:46:42","date_gmt":"2026-05-26T23:46:42","guid":{"rendered":"https:\/\/nyrealestateprep.com\/ny-real-estate-math-cheat-sheet-russian\/"},"modified":"2026-05-26T23:46:42","modified_gmt":"2026-05-26T23:46:42","slug":"ny-real-estate-math-cheat-sheet-russian","status":"publish","type":"page","link":"https:\/\/nyrealestateprep.com\/?page_id=587","title":{"rendered":"\u0424\u043e\u0440\u043c\u0443\u043b\u044b \u043f\u043e \u043c\u0430\u0442\u0435\u043c\u0430\u0442\u0438\u043a\u0435 NY Real Estate \u2014 \u0431\u0435\u0441\u043f\u043b\u0430\u0442\u043d\u043e \u043d\u0430 \u0440\u0443\u0441\u0441\u043a\u043e\u043c"},"content":{"rendered":"<style>\n@import url(\"https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@400;500;600;700&family=Fraunces:opsz,wght@9..144,400;9..144,500;9..144,600&family=Noto+Sans+KR:wght@400;500;600;700&family=Noto+Sans+SC:wght@400;500;600;700&display=swap\");\n.np-page{color:#0F2A44;font-size:17px;line-height:1.65;padding:30px 0 60px;background:#FBF7EF}\n.np-page.ko{font-family:\"Noto Sans KR\",Inter,sans-serif}\n.np-page.zh{font-family:\"Noto Sans SC\",Inter,sans-serif}\n.np-page.ru,.np-page.en{font-family:Inter,sans-serif}\n.np-page *{box-sizing:border-box}\n.np-narrow{max-width:780px;margin:0 auto;padding:0 24px}\n.np-eyebrow{font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#C9A55B;margin-bottom:14px;display:inline-block}\n.np-page h1.np-h1{font-family:Fraunces,Georgia,serif;font-weight:500;font-size:clamp(34px,5vw,52px);line-height:1.1;letter-spacing:-.02em;color:#0F2A44;margin:0 0 14px}\n.np-lede{font-size:19px;line-height:1.55;color:#1B3A5A;margin:0 0 28px}\n.np-page h2{font-family:Fraunces,serif;font-weight:500;font-size:28px;letter-spacing:-.018em;color:#0F2A44;margin:30px 0 12px}\n.np-page p{margin:0 0 14px;color:#1B3A5A}\n.np-page strong{color:#0F2A44}\n.np-card{background:#fff;border:1px solid #E8DFCC;border-radius:14px;padding:24px 28px;margin:14px 0}\n.np-formula{font-family:'Courier New',monospace;background:#F5EEDF;border:1px solid #E8DFCC;border-radius:8px;padding:12px 16px;font-size:15.5px;color:#0F2A44;margin:10px 0;font-weight:600}\n.np-example{background:#F5EEDF;border-left:3px solid #C9A55B;padding:12px 16px;margin:10px 0;font-size:15px;color:#1B3A5A;border-radius:0 8px 8px 0}\n.np-example b{color:#0F2A44}\n.np-tag{display:inline-block;background:rgba(201,165,91,.15);color:#8C6230;padding:3px 10px;border-radius:999px;font-size:12px;font-weight:600;letter-spacing:.05em;margin-bottom:8px}\n.np-btn{display:inline-block;background:#C9A55B;color:#fff;padding:13px 22px;border-radius:999px;font-weight:600;font-size:15px;text-decoration:none}\n.np-btn:hover{background:#8C6230;color:#fff}\n.np-cta{background:#0F2A44;color:#FBF7EF;border-radius:14px;padding:30px;text-align:center;margin:36px 0}\n.np-cta h3{font-family:Fraunces,serif;font-size:24px;color:#FBF7EF;margin:0 0 10px}\n.np-cta p{color:rgba(251,247,239,.78);margin:0 0 18px}\n.np-disclaim{background:#FBF7EF;border:1px solid #E8DFCC;border-left:4px solid #C9A55B;border-radius:12px;padding:16px 20px;margin:30px 0 14px;font-size:13.5px;color:#6B6056;line-height:1.55}\n.np-disclaim strong{color:#0F2A44;display:block;margin-bottom:4px}\n<\/style>\n<div class=\"np-page ru\">\n<div class=\"np-narrow\">\n<div style=\"text-align:center\">\n<span class=\"np-eyebrow\">\u0411\u0435\u0441\u043f\u043b\u0430\u0442\u043d\u044b\u0439 \u0440\u0435\u0441\u0443\u0440\u0441 \u043d\u0430 \u0440\u0443\u0441\u0441\u043a\u043e\u043c<\/span><\/p>\n<h1 class=\"np-h1\">\u0424\u043e\u0440\u043c\u0443\u043b\u044b \u043f\u043e \u043c\u0430\u0442\u0435\u043c\u0430\u0442\u0438\u043a\u0435 \u0434\u043b\u044f \u044d\u043a\u0437\u0430\u043c\u0435\u043d\u0430 \u043d\u0430 \u0440\u0438\u0435\u043b\u0442\u043e\u0440\u0430 NY<\/h1>\n<p class=\"np-lede\" style=\"margin-left:auto;margin-right:auto\">\u0412\u0441\u0435 \u043c\u0430\u0442\u0435\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u0444\u043e\u0440\u043c\u0443\u043b\u044b, \u043f\u0440\u043e\u0432\u0435\u0440\u044f\u0435\u043c\u044b\u0435 \u043d\u0430 \u044d\u043a\u0437\u0430\u043c\u0435\u043d\u0435 \u0448\u0442\u0430\u0442\u0430 \u041d\u044c\u044e-\u0419\u043e\u0440\u043a, \u0441 \u043f\u0440\u0438\u043c\u0435\u0440\u0430\u043c\u0438. \u0420\u0430\u0441\u043f\u0435\u0447\u0430\u0442\u0430\u0439\u0442\u0435 \u0438 \u0434\u0435\u0440\u0436\u0438\u0442\u0435 \u043d\u0430 \u0432\u0438\u0434\u043d\u043e\u043c \u043c\u0435\u0441\u0442\u0435.<\/p>\n<div style=\"margin-top:20px\"><a href=\"javascript:window.print()\" class=\"np-btn\">\ud83d\udda8 \u0412\u0435\u0440\u043d\u0443\u0442\u044c\u0441\u044f \u043d\u0430 \u0440\u0443\u0441\u0441\u043a\u0443\u044e \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0443<\/a><\/div>\n<\/div>\n<div class=\"np-disclaim\"><strong>\u0412\u0430\u0436\u043d\u043e\u0435 \u0443\u0432\u0435\u0434\u043e\u043c\u043b\u0435\u043d\u0438\u0435<\/strong>\u042d\u043a\u0437\u0430\u043c\u0435\u043d \u043d\u0430 \u0440\u0438\u0435\u043b\u0442\u043e\u0440\u0430 \u0448\u0442\u0430\u0442\u0430 \u041d\u044c\u044e-\u0419\u043e\u0440\u043a \u043f\u0440\u043e\u0432\u043e\u0434\u0438\u0442\u0441\u044f \u0442\u043e\u043b\u044c\u043a\u043e \u043d\u0430 \u0430\u043d\u0433\u043b\u0438\u0439\u0441\u043a\u043e\u043c. \u042d\u0442\u043e\u0442 \u043c\u0430\u0442\u0435\u0440\u0438\u0430\u043b &#8211; \u0432\u0441\u043f\u043e\u043c\u043e\u0433\u0430\u0442\u0435\u043b\u044c\u043d\u043e\u0435 \u0443\u0447\u0435\u0431\u043d\u043e\u0435 \u043f\u043e\u0441\u043e\u0431\u0438\u0435; \u0440\u0435\u0430\u043b\u044c\u043d\u044b\u0435 \u0432\u043e\u043f\u0440\u043e\u0441\u044b \u044d\u043a\u0437\u0430\u043c\u0435\u043d\u0430 \u0431\u0443\u0434\u0443\u0442 \u043d\u0430 \u0430\u043d\u0433\u043b\u0438\u0439\u0441\u043a\u043e\u043c. NY Real Estate Prep &#8211; \u043d\u0435\u0437\u0430\u0432\u0438\u0441\u0438\u043c\u044b\u0439 \u0443\u0447\u0435\u0431\u043d\u044b\u0439 \u0438\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442, \u043d\u0435 \u0441\u0432\u044f\u0437\u0430\u043d \u0441 \u0414\u0435\u043f\u0430\u0440\u0442\u0430\u043c\u0435\u043d\u0442\u043e\u043c \u0448\u0442\u0430\u0442\u0430 \u041d\u044c\u044e-\u0419\u043e\u0440\u043a (NY DOS).<\/div>\n<div class=\"np-card\"><span class=\"np-tag\">\u041a\u043e\u043c\u0438\u0441\u0441\u0438\u044f<\/span><\/p>\n<h2>1. \u041a\u043e\u043c\u0438\u0441\u0441\u0438\u043e\u043d\u043d\u044b\u0435 (Commission)<\/h2>\n<div class=\"np-formula\">\u041a\u043e\u043c\u0438\u0441\u0441\u0438\u044f = \u0426\u0435\u043d\u0430 \u041f\u0440\u043e\u0434\u0430\u0436\u0438 \u00d7 \u0421\u0442\u0430\u0432\u043a\u0430 \u041a\u043e\u043c\u0438\u0441\u0441\u0438\u0438<\/div>\n<div class=\"np-example\"><b>\u041f\u0440\u0438\u043c\u0435\u0440:<\/b> \u0414\u043e\u043c \u043f\u0440\u043e\u0434\u0430\u0451\u0442\u0441\u044f \u0437\u0430 $500,000 \u0441 \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u0435\u0439 6%. \u041e\u0431\u0449\u0430\u044f \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u044f = $500,000 \u00d7 0.06 = <b>$30,000<\/b>.<\/div>\n<\/div>\n<div class=\"np-card\"><span class=\"np-tag\">\u0420\u0430\u0437\u0434\u0435\u043b \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u0438<\/span><\/p>\n<h2>2. \u0420\u0430\u0437\u0434\u0435\u043b \u043c\u0435\u0436\u0434\u0443 \u0431\u0440\u043e\u043a\u0435\u0440\u0430\u043c\u0438<\/h2>\n<div class=\"np-formula\">\u041f\u043e\u043b\u0443\u0447\u0430\u0435\u0442 \u0410\u0433\u0435\u043d\u0442 = \u041e\u0431\u0449\u0430\u044f \u041a\u043e\u043c\u0438\u0441\u0441\u0438\u044f \u00d7 \u0414\u043e\u043b\u044f \u0411\u0440\u043e\u043a\u0435\u0440\u0441\u0442\u0432\u0430 \u00d7 \u0414\u043e\u043b\u044f \u0410\u0433\u0435\u043d\u0442\u0430<\/div>\n<div class=\"np-example\"><b>\u041f\u0440\u0438\u043c\u0435\u0440:<\/b> \u041e\u0431\u0449\u0430\u044f \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u044f $30,000, \u0434\u043e\u043b\u044f \u0431\u0440\u043e\u043a\u0435\u0440\u0441\u0442\u0432\u0430 50%, \u0434\u043e\u043b\u044f \u0430\u0433\u0435\u043d\u0442\u0430 70%. \u0410\u0433\u0435\u043d\u0442 \u043f\u043e\u043b\u0443\u0447\u0430\u0435\u0442 $30,000 \u00d7 0.5 \u00d7 0.7 = <b>$10,500<\/b>.<\/div>\n<\/div>\n<div class=\"np-card\"><span class=\"np-tag\">\u0424\u0438\u043d\u0430\u043d\u0441\u044b<\/span><\/p>\n<h2>3. \u0414\u0438\u0441\u043a\u043e\u043d\u0442\u043d\u044b\u0435 \u043f\u0443\u043d\u043a\u0442\u044b (Discount Points)<\/h2>\n<div class=\"np-formula\">1 \u043f\u0443\u043d\u043a\u0442 = 1% \u043e\u0442 \u0421\u0443\u043c\u043c\u044b \u041a\u0440\u0435\u0434\u0438\u0442\u0430<\/div>\n<div class=\"np-example\"><b>\u041f\u0440\u0438\u043c\u0435\u0440:<\/b> \u041a\u0440\u0435\u0434\u0438\u0442 $400,000 \u0441 2 \u0434\u0438\u0441\u043a\u043e\u043d\u0442\u043d\u044b\u043c\u0438 \u043f\u0443\u043d\u043a\u0442\u0430\u043c\u0438. \u0421\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c = $400,000 \u00d7 0.02 = <b>$8,000<\/b>. \u0412\u0430\u0436\u043d\u043e: \u0441\u0447\u0438\u0442\u0430\u0435\u0442\u0441\u044f \u043e\u0442 <b>\u0441\u0443\u043c\u043c\u044b \u043a\u0440\u0435\u0434\u0438\u0442\u0430<\/b>, \u043d\u0435 \u043e\u0442 \u0446\u0435\u043d\u044b \u043f\u043e\u043a\u0443\u043f\u043a\u0438.<\/div>\n<\/div>\n<div class=\"np-card\"><span class=\"np-tag\">\u0424\u0438\u043d\u0430\u043d\u0441\u044b<\/span><\/p>\n<h2>4. LTV (\u043e\u0442\u043d\u043e\u0448\u0435\u043d\u0438\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\/\u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c)<\/h2>\n<div class=\"np-formula\">LTV = \u0421\u0443\u043c\u043c\u0430 \u041a\u0440\u0435\u0434\u0438\u0442\u0430 \u00f7 \u0421\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u041d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438<\/div>\n<div class=\"np-example\"><b>\u041f\u0440\u0438\u043c\u0435\u0440:<\/b> \u041a\u0440\u0435\u0434\u0438\u0442 $360,000 \u043d\u0430 \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u044c $400,000. LTV = 360,000 \/ 400,000 = <b>90%<\/b>. (\u0421\u0432\u044b\u0448\u0435 80% \u043e\u0431\u044b\u0447\u043d\u043e \u0442\u0440\u0435\u0431\u0443\u0435\u0442 PMI \u043d\u0430 \u043a\u043e\u043d\u0432\u0435\u043d\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0445 \u043a\u0440\u0435\u0434\u0438\u0442\u0430\u0445.)<\/div>\n<\/div>\n<div class=\"np-card\"><span class=\"np-tag\">\u0424\u0438\u043d\u0430\u043d\u0441\u044b<\/span><\/p>\n<h2>5. \u041f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0432\u0437\u043d\u043e\u0441 (Down Payment)<\/h2>\n<div class=\"np-formula\">\u041f\u0435\u0440\u0432\u043e\u043d\u0430\u0447\u0430\u043b\u044c\u043d\u044b\u0439 \u0412\u0437\u043d\u043e\u0441 = \u0426\u0435\u043d\u0430 \u041f\u043e\u043a\u0443\u043f\u043a\u0438 \u00d7 % \u0412\u0437\u043d\u043e\u0441\u0430<\/div>\n<div class=\"np-example\"><b>\u041f\u0440\u0438\u043c\u0435\u0440:<\/b> 20% \u0432\u0437\u043d\u043e\u0441 \u043d\u0430 $500,000 = $500,000 \u00d7 0.20 = <b>$100,000<\/b>. \u0421\u0443\u043c\u043c\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0430 = $400,000.<\/div>\n<\/div>\n<div class=\"np-card\"><span class=\"np-tag\">\u0420\u0430\u0441\u0447\u0451\u0442\u044b \u043f\u0440\u0438 \u0437\u0430\u043a\u0440\u044b\u0442\u0438\u0438<\/span><\/p>\n<h2>6. \u041f\u0440\u043e\u043f\u043e\u0440\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0435 \u0440\u0430\u0441\u0447\u0451\u0442\u044b (Proration, 365 \u0434\u043d\u0435\u0439)<\/h2>\n<div class=\"np-formula\">\u0414\u043d\u0435\u0432\u043d\u0430\u044f \u0441\u0442\u0430\u0432\u043a\u0430 = \u0413\u043e\u0434\u043e\u0432\u0430\u044f \u0441\u0443\u043c\u043c\u0430 \u00f7 365<br \/>\u041f\u0440\u043e\u043f\u043e\u0440\u0446\u0438\u044f = \u0414\u043d\u0435\u0432\u043d\u0430\u044f \u0441\u0442\u0430\u0432\u043a\u0430 \u00d7 \u0414\u043d\u0438<\/div>\n<div class=\"np-example\"><b>\u041f\u0440\u0438\u043c\u0435\u0440:<\/b> \u0413\u043e\u0434\u043e\u0432\u043e\u0439 \u043d\u0430\u043b\u043e\u0433 $4,380. \u0414\u043d\u0435\u0432\u043d\u0430\u044f \u0441\u0442\u0430\u0432\u043a\u0430 = $4,380 \/ 365 = $12\/\u0434\u0435\u043d\u044c. \u0417\u0430 90 \u0434\u043d\u0435\u0439 = $12 \u00d7 90 = <b>$1,080<\/b>.<\/div>\n<\/div>\n<div class=\"np-card\"><span class=\"np-tag\">\u041f\u043b\u043e\u0449\u0430\u0434\u044c<\/span><\/p>\n<h2>7. \u041f\u043b\u043e\u0449\u0430\u0434\u044c \u0438 \u043a\u043e\u043d\u0432\u0435\u0440\u0441\u0438\u0438<\/h2>\n<div class=\"np-formula\">1 \u0430\u043a\u0440 = 43,560 \u043a\u0432\u0430\u0434\u0440\u0430\u0442\u043d\u044b\u0445 \u0444\u0443\u0442\u043e\u0432<br \/>1 \u043a\u0432\u0430\u0434\u0440\u0430\u0442\u043d\u0430\u044f \u043c\u0438\u043b\u044f = 640 \u0430\u043a\u0440\u043e\u0432<br \/>\u041f\u0440\u044f\u043c\u043e\u0443\u0433\u043e\u043b\u044c\u043d\u0438\u043a = \u0414\u043b\u0438\u043d\u0430 \u00d7 \u0428\u0438\u0440\u0438\u043d\u0430<br \/>\u0422\u0440\u0435\u0443\u0433\u043e\u043b\u044c\u043d\u0438\u043a = (\u041e\u0441\u043d\u043e\u0432\u0430\u043d\u0438\u0435 \u00d7 \u0412\u044b\u0441\u043e\u0442\u0430) \u00f7 2<\/div>\n<div class=\"np-example\"><b>\u041f\u0440\u0438\u043c\u0435\u0440:<\/b> \u0423\u0447\u0430\u0441\u0442\u043e\u043a 100ft \u00d7 200ft = 20,000 sq ft \u00f7 43,560 = <b>0.46 \u0430\u043a\u0440\u0430<\/b>.<\/div>\n<\/div>\n<div class=\"np-card\"><span class=\"np-tag\">\u0418\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u0438<\/span><\/p>\n<h2>8. \u0421\u0442\u0430\u0432\u043a\u0430 \u043a\u0430\u043f\u0438\u0442\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u0438 (Cap Rate)<\/h2>\n<div class=\"np-formula\">Cap Rate = NOI \u00f7 \u0421\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438<br \/>\u0421\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c = NOI \u00f7 Cap Rate<\/div>\n<div class=\"np-example\"><b>\u041f\u0440\u0438\u043c\u0435\u0440:<\/b> NOI $60,000 \/ \u0446\u0435\u043d\u0430 $750,000 = <b>Cap Rate 8%<\/b>. \u0414\u043b\u044f \u043e\u0446\u0435\u043d\u043a\u0438: NOI $80,000 \u00f7 0.08 = <b>$1,000,000<\/b>.<\/div>\n<\/div>\n<div class=\"np-card\"><span class=\"np-tag\">\u0418\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u0438<\/span><\/p>\n<h2>9. GRM (\u041c\u043d\u043e\u0436\u0438\u0442\u0435\u043b\u044c \u0432\u0430\u043b\u043e\u0432\u043e\u0439 \u0430\u0440\u0435\u043d\u0434\u044b)<\/h2>\n<div class=\"np-formula\">GRM = \u0426\u0435\u043d\u0430 \u041f\u0440\u043e\u0434\u0430\u0436\u0438 \u00f7 \u041c\u0435\u0441\u044f\u0447\u043d\u0430\u044f \u0410\u0440\u0435\u043d\u0434\u0430<\/div>\n<div class=\"np-example\"><b>\u041f\u0440\u0438\u043c\u0435\u0440:<\/b> \u041d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u044c $300,000, \u0430\u0440\u0435\u043d\u0434\u0430 $2,000\/\u043c\u0435\u0441. GRM = 300,000 \/ 2,000 = <b>150<\/b>. \u0410\u043d\u0430\u043b\u043e\u0433 \u0437\u0430 $2,500\/\u043c\u0435\u0441 = $2,500 \u00d7 150 = <b>$375,000<\/b>.<\/div>\n<\/div>\n<div class=\"np-card\"><span class=\"np-tag\">\u041d\u0430\u043b\u043e\u0433<\/span><\/p>\n<h2>10. Mill Rate (\u041d\u0430\u043b\u043e\u0433 \u043d\u0430 \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u044c)<\/h2>\n<div class=\"np-formula\">\u041d\u0430\u043b\u043e\u0433 = \u041e\u0446\u0435\u043d\u043e\u0447\u043d\u0430\u044f \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u00d7 Mill Rate \u00f7 1,000<\/div>\n<div class=\"np-example\"><b>\u041f\u0440\u0438\u043c\u0435\u0440:<\/b> \u041e\u0446\u0435\u043d\u043a\u0430 $200,000, \u0441\u0442\u0430\u0432\u043a\u0430 25 mills. \u0413\u043e\u0434\u043e\u0432\u043e\u0439 \u043d\u0430\u043b\u043e\u0433 = 200,000 \u00d7 25 \/ 1,000 = <b>$5,000<\/b>.<\/div>\n<\/div>\n<div class=\"np-card\"><span class=\"np-tag\">\u0423\u043d\u0438\u0432\u0435\u0440\u0441\u0430\u043b\u044c\u043d\u044b\u0439 \u0438\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442<\/span><\/p>\n<h2>11. T-\u041c\u0435\u0442\u043e\u0434<\/h2>\n<div class=\"np-formula\">\u0426\u0435\u043b\u043e\u0435 \u00d7 \u0421\u0442\u0430\u0432\u043a\u0430 = \u0427\u0430\u0441\u0442\u044c<br \/>\u0427\u0430\u0441\u0442\u044c \u00f7 \u0421\u0442\u0430\u0432\u043a\u0430 = \u0426\u0435\u043b\u043e\u0435<br \/>\u0427\u0430\u0441\u0442\u044c \u00f7 \u0426\u0435\u043b\u043e\u0435 = \u0421\u0442\u0430\u0432\u043a\u0430<\/div>\n<div class=\"np-example\"><b>\u041f\u0440\u0438\u043c\u0435\u0440:<\/b> \u0414\u043e\u043c \u043f\u0440\u043e\u0434\u0430\u043d \u0437\u0430 $400,000, \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u044f $24,000. \u0421\u0442\u0430\u0432\u043a\u0430 = 24,000 \/ 400,000 = <b>6%<\/b>.<\/div>\n<\/div>\n<div class=\"np-cta\">\n<h3>\u0413\u043e\u0442\u043e\u0432\u044b \u043f\u043e\u0442\u0440\u0435\u043d\u0438\u0440\u043e\u0432\u0430\u0442\u044c\u0441\u044f?<\/h3>\n<p>\u0411\u0435\u0441\u043f\u043b\u0430\u0442\u043d\u0430\u044f \u0434\u0438\u0430\u0433\u043d\u043e\u0441\u0442\u0438\u043a\u0430 \u043d\u0430 10 \u0432\u043e\u043f\u0440\u043e\u0441\u043e\u0432 \u043f\u043e\u043a\u0430\u0436\u0435\u0442 \u0432\u0430\u0448 \u0443\u0440\u043e\u0432\u0435\u043d\u044c.<\/p>\n<p><a href=\"\/courses\/free-ny-real-estate-quiz\/\" class=\"np-btn\">\u041d\u0430\u0447\u0430\u0442\u044c \u0431\u0435\u0441\u043f\u043b\u0430\u0442\u043d\u0443\u044e \u0434\u0438\u0430\u0433\u043d\u043e\u0441\u0442\u0438\u043a\u0443 \u2192<\/a>\n<\/div>\n<p style=\"text-align:center;font-size:14px;color:#6B6056;margin-top:30px\"><a href=\"\/russian\/\" style=\"color:#8C6230\">\u2190 \u0412\u0435\u0440\u043d\u0443\u0442\u044c\u0441\u044f \u043d\u0430 \u0440\u0443\u0441\u0441\u043a\u0443\u044e \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0443<\/a><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u0411\u0435\u0441\u043f\u043b\u0430\u0442\u043d\u044b\u0439 \u0440\u0435\u0441\u0443\u0440\u0441 \u043d\u0430 \u0440\u0443\u0441\u0441\u043a\u043e\u043c \u0424\u043e\u0440\u043c\u0443\u043b\u044b \u043f\u043e \u043c\u0430\u0442\u0435\u043c\u0430\u0442\u0438\u043a\u0435 \u0434\u043b\u044f \u044d\u043a\u0437\u0430\u043c\u0435\u043d\u0430 \u043d\u0430 \u0440\u0438\u0435\u043b\u0442\u043e\u0440\u0430 NY \u0412\u0441\u0435 \u043c\u0430\u0442\u0435\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u0444\u043e\u0440\u043c\u0443\u043b\u044b, \u043f\u0440\u043e\u0432\u0435\u0440\u044f\u0435\u043c\u044b\u0435 \u043d\u0430 \u044d\u043a\u0437\u0430\u043c\u0435\u043d\u0435 \u0448\u0442\u0430\u0442\u0430 \u041d\u044c\u044e-\u0419\u043e\u0440\u043a, \u0441 \u043f\u0440\u0438\u043c\u0435\u0440\u0430\u043c\u0438. \u0420\u0430\u0441\u043f\u0435\u0447\u0430\u0442\u0430\u0439\u0442\u0435 \u0438 \u0434\u0435\u0440\u0436\u0438\u0442\u0435 \u043d\u0430 \u0432\u0438\u0434\u043d\u043e\u043c \u043c\u0435\u0441\u0442\u0435. \ud83d\udda8 \u0412\u0435\u0440\u043d\u0443\u0442\u044c\u0441\u044f \u043d\u0430 \u0440\u0443\u0441\u0441\u043a\u0443\u044e \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u0443 \u0412\u0430\u0436\u043d\u043e\u0435 \u0443\u0432\u0435\u0434\u043e\u043c\u043b\u0435\u043d\u0438\u0435\u042d\u043a\u0437\u0430\u043c\u0435\u043d \u043d\u0430 \u0440\u0438\u0435\u043b\u0442\u043e\u0440\u0430 \u0448\u0442\u0430\u0442\u0430 \u041d\u044c\u044e-\u0419\u043e\u0440\u043a \u043f\u0440\u043e\u0432\u043e\u0434\u0438\u0442\u0441\u044f \u0442\u043e\u043b\u044c\u043a\u043e \u043d\u0430 \u0430\u043d\u0433\u043b\u0438\u0439\u0441\u043a\u043e\u043c. \u042d\u0442\u043e\u0442 \u043c\u0430\u0442\u0435\u0440\u0438\u0430\u043b &#8211; \u0432\u0441\u043f\u043e\u043c\u043e\u0433\u0430\u0442\u0435\u043b\u044c\u043d\u043e\u0435 \u0443\u0447\u0435\u0431\u043d\u043e\u0435 \u043f\u043e\u0441\u043e\u0431\u0438\u0435; \u0440\u0435\u0430\u043b\u044c\u043d\u044b\u0435 \u0432\u043e\u043f\u0440\u043e\u0441\u044b \u044d\u043a\u0437\u0430\u043c\u0435\u043d\u0430 \u0431\u0443\u0434\u0443\u0442 \u043d\u0430 \u0430\u043d\u0433\u043b\u0438\u0439\u0441\u043a\u043e\u043c. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-587","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=\/wp\/v2\/pages\/587","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=587"}],"version-history":[{"count":0,"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=\/wp\/v2\/pages\/587\/revisions"}],"wp:attachment":[{"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=587"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}