{"id":548,"date":"2026-05-25T07:56:56","date_gmt":"2026-05-25T07:56:56","guid":{"rendered":"https:\/\/nyrealestateprep.com\/korean\/"},"modified":"2026-05-26T23:46:46","modified_gmt":"2026-05-26T23:46:46","slug":"korean","status":"publish","type":"page","link":"https:\/\/nyrealestateprep.com\/?page_id=548","title":{"rendered":"NY \ubd80\ub3d9\uc0b0 \uc2dc\ud5d8 \uc900\ube44 &#8211; \ud55c\uad6d\uc5b4 \uc548\ub0b4 | NY Real Estate Prep"},"content":{"rendered":"<style>\n@import url(\"https:\/\/fonts.googleapis.com\/css2?family=Noto+Sans+KR:wght@400;500;600;700&family=Noto+Sans+SC:wght@400;500;600;700&family=Inter:wght@400;500;600;700&family=Fraunces:opsz,wght@9..144,500;9..144,600&display=swap\");\n.ml-page{font-family:Inter,\"Noto Sans KR\",\"Noto Sans SC\",\"Helvetica Neue\",sans-serif;background:#FBF7EF;color:#0F2A44;font-size:17px;line-height:1.65;padding:0 0 80px}\n.ml-page.ko{font-family:\"Noto Sans KR\",Inter,sans-serif}\n.ml-page.zh{font-family:\"Noto Sans 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class=\"ml-langbar\">\ud83c\udf10 <a href=\"\/\">English<\/a> <a href=\"\/korean\/\" class=\"LK active\">\ud55c\uad6d\uc5b4<\/a> <a href=\"\/russian\/\" class=\"LR\">\u0420\u0443\u0441\u0441\u043a\u0438\u0439<\/a> <a href=\"\/chinese\/\" class=\"LZ\">\u4e2d\u6587<\/a><\/div>\n<div class=\"ml-page ko\">\n<div class=\"ml-hero\">\n  <span class=\"ml-eyebrow\">\ub274\uc695\uc8fc \ubd80\ub3d9\uc0b0 \uc601\uc5c5\uc0ac\uc6d0 \uc2dc\ud5d8<\/span><\/p>\n<h1 class=\"ml-h1\">\ub274\uc695 \ubd80\ub3d9\uc0b0 \uc2dc\ud5d8\uc5d0 <em>\ud55c \ubc88\uc5d0 \ud569\uaca9<\/em>\ud558\uc138\uc694.<\/h1>\n<p class=\"ml-lede\">11\uac1c\uc758 \uc2dc\uac04\uc81c\ud55c \ubaa8\uc758\uc2dc\ud5d8, 891\uac1c\uc758 \uc804\ubb38\uac00 \uc791\uc131 \ubb38\uc81c. \ub274\uc695\uc8fc \uc601\uc5c5\uc0ac\uc6d0 \uc2dc\ud5d8\uc744 \uadf8\ub300\ub85c \uc7ac\ud604\ud558\ub3c4\ub85d \uc124\uacc4\ub418\uc5c8\uc73c\uba70, \ubaa8\ub4e0 \ub2f5\uc548\uc5d0 \uc0c1\uc138\ud55c \ud574\uc124\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<div class=\"ml-ctas\">\n    <a class=\"ml-btn ml-btn-gold\" href=\"\/courses\/free-ny-real-estate-quiz\/\">\ubb34\ub8cc \uc9c4\ub2e8 \ud14c\uc2a4\ud2b8 \uc2dc\uc791<\/a><br \/>\n    <a class=\"ml-btn ml-btn-ghost\" href=\"\/cart\/?add-to-cart=76\">\uc804\uccb4 \uc774\uc6a9\uad8c $49.99 \u2192<\/a>\n  <\/div>\n<\/div>\n<div class=\"ml-container\">\n<div style=\"background:#0F2A44;color:#FBF7EF;border-radius:14px;padding:20px 24px;margin:24px 0;text-align:center;font-size:15.5px\"><a href=\"\/ny-real-estate-math-cheat-sheet-korean\/\" style=\"color:#E8C57E;text-decoration:none;font-weight:700\">\ud83d\udcd0 \ud55c\uad6d\uc5b4 \uc218\ud559 \uacf5\uc2dd\uc9d1 \ubcf4\uae30 \u2192<\/a><\/div>\n<div class=\"ml-warn\">\n<strong>\u26a0\ufe0f \uc911\uc694 \uc548\ub0b4<\/strong><br \/>\n\ub274\uc695\uc8fc \ubd80\ub3d9\uc0b0 \uc601\uc5c5\uc0ac\uc6d0 \uc2dc\ud5d8\uc740 <strong>\uc601\uc5b4\ub85c\ub9cc \uc2dc\ud589\ub429\ub2c8\ub2e4<\/strong>. \uc800\ud76c \uc5f0\uc2b5 \ubb38\uc81c\ub294 \uc2e4\uc81c \uc2dc\ud5d8\uacfc \ub3d9\uc77c\ud55c \ud658\uacbd\uc744 \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uc601\uc5b4\ub85c \ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ud398\uc774\uc9c0\ub294 \uc81c\ud488\uc744 \ud55c\uad6d\uc5b4\ub85c \uc774\ud574\ud558\uc2e4 \uc218 \uc788\ub3c4\ub85d \uc791\uc131\ub418\uc5c8\uc2b5\ub2c8\ub2e4.\n<\/div>\n<div class=\"ml-card\">\n<h2>\uc65c NY Real Estate Prep\uc778\uac00\uc694?<\/h2>\n<p>\ub274\uc695\uc2dc \ud55c\uc778 \uc0ac\ud68c\uc5d0\ub294 \ubd80\ub3d9\uc0b0 \uc790\uaca9\uc99d\uc744 \ucde8\ub4dd\ud558\ub824\ub294 \ubd84\ub4e4\uc774 \ub9ce\uc9c0\ub9cc, \uc601\uc5b4 \uc2dc\ud5d8\uacfc \ub274\uc695\uc8fc \uace0\uc720\uc758 \ubc95\ub960(\uc608: 12-A\uc870, NY \uc778\uad8c\ubc95\uc758 \uc18c\ub4dd\uc6d0 \ubcf4\ud638 \uc870\ud56d, \ud611\ub3d9\uc870\ud569 \uaddc\uc815 \ub4f1)\uc774 \ud070 \uc7a5\ubcbd\uc774 \ub429\ub2c8\ub2e4. \uc800\ud76c\ub294 \uadf8 \uaca9\ucc28\ub97c \ud574\uc18c\ud558\uae30 \uc704\ud574 \ub9cc\ub4e4\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"ml-grid\">\n<div class=\"ml-card\">\n<h3>\uc2e4\uc804 \uadf8\ub300\ub85c\uc758 \ubaa8\uc758\uc2dc\ud5d8<\/h3>\n<p>\uc2e4\uc81c \uc2dc\ud5d8\uacfc \ub3d9\uc77c\ud55c 75\ubb38\uc81c, 90\ubd84 \ud615\uc2dd. \uc2dc\ud5d8 \ub2f9\uc77c\uc758 \uc555\ubc15\uc744 \ubbf8\ub9ac \uacbd\ud5d8\ud558\uc138\uc694.<\/p>\n<\/div>\n<div class=\"ml-card\">\n<h3>\ubaa8\ub4e0 \ubb38\uc81c\uc5d0 \ud574\uc124<\/h3>\n<p>\uc815\ub2f5\ubfd0\ub9cc \uc544\ub2c8\ub77c \uc624\ub2f5\uc774 \uc65c \ud2c0\ub838\ub294\uc9c0\ub3c4 \uc124\uba85\ud569\ub2c8\ub2e4. \ub2e8\uc21c \uc554\uae30\uac00 \uc544\ub2cc \uc774\ud574\ub97c \ud1b5\ud55c \ud559\uc2b5.<\/p>\n<\/div>\n<div class=\"ml-card\">\n<h3>\ub274\uc695 \uace0\uc720 \ub0b4\uc6a9<\/h3>\n<p>\uc77c\ubc18 \ubbf8\uad6d \ubd80\ub3d9\uc0b0 \uc2dc\ud5d8 \uc790\ub8cc\uac00 \uc544\ub2d9\ub2c8\ub2e4. \ub274\uc695\uc8fc \ubc95\ub960, \ub274\uc695\uc2dc \ud611\ub3d9\uc870\ud569\/\ucf58\ub3c4 \uaddc\uc815, \uc784\ub300\ub8cc \uaddc\uc81c \ub4f1 \ub274\uc695\ub9cc\uc758 \ub0b4\uc6a9\uc5d0 \ucd08\uc810.<\/p>\n<\/div>\n<div class=\"ml-card\">\n<h3>\ubaa8\ubc14\uc77c\uc5d0\uc11c\ub3c4 \ud559\uc2b5<\/h3>\n<p>\uc9c0\ud558\ucca0, \uc810\uc2ec\uc2dc\uac04, \uc9d1 \uc5b4\ub514\uc5d0\uc11c\ub098. \ud578\ub4dc\ud3f0, \ud0dc\ube14\ub9bf, \ub178\ud2b8\ubd81\uc5d0\uc11c \ub3d9\uae30\ud654\ub429\ub2c8\ub2e4.<\/p>\n<\/div>\n<\/div>\n<div class=\"ml-sample\">\n<div class=\"qtag\">\uc0d8\ud50c \ubb38\uc81c \u00b7 Agency (\ub300\ub9ac)<\/div>\n<h2 style=\"margin:8px 0 14px;font-size:22px\">\uc2e4\uc81c \uc2dc\ud5d8 \ud615\uc2dd \ubbf8\ub9ac\ubcf4\uae30<\/h2>\n<p class=\"qen\">At what point in New York must a real estate licensee provide a written agency disclosure form to a prospective buyer or seller?<\/p>\n<p class=\"qtr\">\ubc88\uc5ed: \ub274\uc695\uc8fc\uc5d0\uc11c \ubd80\ub3d9\uc0b0 \ub77c\uc774\uc13c\uc2a4 \uc18c\uc9c0\uc790\ub294 \uc5b8\uc81c \uc7a0\uc7ac \ub9e4\uc218\uc790 \ub610\ub294 \ub9e4\ub3c4\uc790\uc5d0\uac8c \uc11c\uba74 \uc5d0\uc774\uc804\uc2dc \uacf5\uac1c \uc591\uc2dd\uc744 \uc81c\uacf5\ud574\uc57c \ud569\ub2c8\uae4c?<\/p>\n<div class=\"opts\">\n<div class=\"opt\">A. At the closing of the property transaction<\/div>\n<div class=\"opt\">B. After signing a buyer representation agreement<\/div>\n<div class=\"opt correct\">C. At the first substantive contact regarding a specific property \u2713<\/div>\n<div class=\"opt\">D. Only if specifically requested by the consumer<\/div>\n<\/div>\n<div class=\"ans\"><b style=\"color:#E8C57E\">\uc815\ub2f5: C.<\/b> \ub274\uc695\uc8fc \ubc95\ub960\uc5d0 \ub530\ub974\uba74 \uc5d0\uc774\uc804\uc2dc \uacf5\uac1c \uc591\uc2dd\uc740 \ud2b9\uc815 \ubd80\ub3d9\uc0b0\uc5d0 \ub300\ud55c \uccab \uc2e4\uc9c8\uc801 \uc811\ucd09 \uc2dc\uc810\uc5d0 \uc11c\uba74\uc73c\ub85c \uc81c\uacf5\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \uc885\ub8cc(A)\ub294 \ub108\ubb34 \ub2a6\uc73c\uba70, \uc18c\ube44\uc790 \uc694\uccad\uacfc \uad00\uacc4\uc5c6\uc774 \uc758\ubb34\uc785\ub2c8\ub2e4(D).<\/div>\n<\/div>\n<div class=\"ml-card\">\n<h2>\uac00\uaca9<\/h2>\n<div class=\"ml-pricing\">\n<div class=\"ml-pc\">\n<h3>\ubb34\ub8cc \uc9c4\ub2e8<\/h3>\n<div class=\"price\">$0<\/div>\n<p>\ubcf8\uc778 \uc2e4\ub825 \ud30c\uc545 &#8211; \uc5b4\ub5a4 \ubd80\ubd84\uc774 \uc57d\ud55c\uc9c0 \ud655\uc778<\/p>\n<ul>\n<li>10\ubb38\uc81c \uc9c4\ub2e8 \ud14c\uc2a4\ud2b8<\/li>\n<li>\ubaa8\ub4e0 \ub2f5\uc548 \ud574\uc124 \uc81c\uacf5<\/li>\n<li>\uc8fc\uc81c\ubcc4 \uc810\uc218 \ubd84\uc11d<\/li>\n<li>\uc2e0\uc6a9\uce74\ub4dc \ubd88\ud544\uc694<\/li>\n<\/ul>\n<p><a class=\"ml-btn ml-btn-ghost\" href=\"\/courses\/free-ny-real-estate-quiz\/\">\ubb34\ub8cc \uc9c4\ub2e8 \uc2dc\uc791<\/a>\n<\/div>\n<div class=\"ml-pc featured\">\n<h3>\uc804\uccb4 \uc774\uc6a9\uad8c<\/h3>\n<div class=\"price\">$49.99<\/div>\n<p>\ud569\uaca9\ud560 \ub54c\uae4c\uc9c0 \ud544\uc694\ud55c \ubaa8\ub4e0 \uac83<\/p>\n<ul>\n<li>891\uac1c \uc804\uccb4 \ubb38\uc81c \/ 11\uac1c \ubaa8\uc758\uc2dc\ud5d8<\/li>\n<li>10\uac1c \ubaa8\uc758\uc2dc\ud5d8 (75\ubb38\uc81c\uc529) + 1\uac1c \ucd5c\uc885\uc2dc\ud5d8 (50\ubb38\uc81c)<\/li>\n<li>\uc2e4\uc81c \uc2dc\ud5d8\uacfc \ub3d9\uc77c\ud55c \uc8fc\uc81c \ubc30\ubd84<\/li>\n<li>\ubaa8\ub4e0 \ubb38\uc81c \uc0c1\uc138 \ud574\uc124<\/li>\n<li>484\uac1c \ubb34\ub8cc \ud50c\ub798\uc2dc\uce74\ub4dc \ud3ec\ud568<\/li>\n<li>\ud3c9\uc0dd \uc774\uc6a9 \u00b7 \uad6c\ub3c5 \uc5c6\uc74c<\/li>\n<\/ul>\n<p><a class=\"ml-btn ml-btn-gold\" href=\"\/cart\/?add-to-cart=76\">\ud3c9\uc0dd \uc774\uc6a9\uad8c \uad6c\ub9e4 &#8211; $49.99<\/a>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"ml-card\">\n<h2>\ub274\uc695 \ubd80\ub3d9\uc0b0 \ud575\uc2ec \uc6a9\uc5b4 \uc0ac\uc804<\/h2>\n<p>\ud55c\uad6d\uc5b4 \uc0ac\uc6a9\uc790\uac00 \uc601\uc5b4 \uc2dc\ud5d8\uc744 \uc900\ube44\ud560 \ub54c \uac00\uc7a5 \uc5b4\ub824\uc6b4 \ubd80\ubd84\uc740 \uc804\ubb38 \uc6a9\uc5b4\uc785\ub2c8\ub2e4. \uc544\ub798\ub294 \uc2dc\ud5d8\uc5d0 \uc790\uc8fc \ucd9c\uc81c\ub418\ub294 \ud544\uc218 \uc6a9\uc5b4 45\uac1c\uc785\ub2c8\ub2e4.<\/p>\n<div class=\"ml-glossary\">\n<div class=\"cell head\">English Term<\/div>\n<div class=\"cell head\">\ud55c\uad6d\uc5b4 \uc758\ubbf8<\/div>\n<div class=\"cell en\">Real Estate Salesperson<\/div>\n<div class=\"cell tr\">\ubd80\ub3d9\uc0b0 \uc601\uc5c5\uc0ac\uc6d0 (\ub77c\uc774\uc13c\uc2a4\ub97c \ubc1b\uc740 \ubd80\ub3d9\uc0b0 \uc911\uac1c\uc778 \ubcf4\uc870)<\/div>\n<div class=\"cell en\">Sponsoring Broker<\/div>\n<div class=\"cell tr\">\ud6c4\uc6d0 \ube0c\ub85c\ucee4 (\uc601\uc5c5\uc0ac\uc6d0\uc740 \ubc18\ub4dc\uc2dc \ud55c \uba85\uc758 \ube0c\ub85c\ucee4 \ubc11\uc5d0\uc11c \uc77c\ud574\uc57c \ud568)<\/div>\n<div class=\"cell en\">Article 12-A<\/div>\n<div class=\"cell tr\">\uc81c12-A\uc870 &#8211; \ub274\uc695 \ubd80\ub3d9\uc0b0 \uad00\ub828 \uc8fc\uc694 \ubc95\ub960<\/div>\n<div class=\"cell en\">NY Department of State (DOS)<\/div>\n<div class=\"cell tr\">\ub274\uc695\uc8fc \uad6d\ubb34\ubd80 &#8211; \ubd80\ub3d9\uc0b0 \ub77c\uc774\uc13c\uc2a4 \ubc1c\uae09 \uae30\uad00<\/div>\n<div class=\"cell en\">Agency<\/div>\n<div class=\"cell tr\">\uc5d0\uc774\uc804\uc2dc \/ \ub300\ub9ac \uad00\uacc4<\/div>\n<div class=\"cell en\">Agency Disclosure<\/div>\n<div class=\"cell tr\">\uc5d0\uc774\uc804\uc2dc \uacf5\uac1c \uc591\uc2dd (\uccab \uc2e4\uc9c8\uc801 \uc811\ucd09 \uc2dc \uc11c\uba74\uc73c\ub85c \uc81c\uacf5\ud574\uc57c \ud568)<\/div>\n<div class=\"cell en\">Fiduciary Duties<\/div>\n<div class=\"cell tr\">\uc218\ud0c1\uc790 \uc758\ubb34 (\ucda9\uc131, \ubcf5\uc885, \uacf5\uac1c, \ube44\ubc00\uc720\uc9c0, \ud68c\uacc4, \ud569\ub9ac\uc801 \uc8fc\uc758)<\/div>\n<div class=\"cell en\">Dual Agency<\/div>\n<div class=\"cell tr\">\uc774\uc911 \ub300\ub9ac (\uc11c\uba74 \ub3d9\uc758 \ud544\uc694)<\/div>\n<div class=\"cell en\">Listing Agreement<\/div>\n<div class=\"cell tr\">\ub9ac\uc2a4\ud305 \uacc4\uc57d (\ud310\ub9e4\uc790\uc640 \ube0c\ub85c\ucee4 \uac04\uc758 \uacc4\uc57d)<\/div>\n<div class=\"cell en\">Exclusive Right to Sell<\/div>\n<div class=\"cell tr\">\ub3c5\uc810 \ud310\ub9e4\uad8c (\uac00\uc7a5 \uc77c\ubc18\uc801\uc778 \ub9ac\uc2a4\ud305 \ud615\ud0dc)<\/div>\n<div class=\"cell en\">Commission<\/div>\n<div class=\"cell tr\">\ucee4\ubbf8\uc158 \/ \uc218\uc218\ub8cc<\/div>\n<div class=\"cell en\">Escrow<\/div>\n<div class=\"cell tr\">\uc5d0\uc2a4\ud06c\ub85c (\uc81c3\uc790 \uc790\uae08 \ubcf4\uad00)<\/div>\n<div class=\"cell en\">Earnest Money<\/div>\n<div class=\"cell tr\">\uacc4\uc57d\uae08 \/ \ubcf4\uc99d\uae08<\/div>\n<div class=\"cell en\">Contingency<\/div>\n<div class=\"cell tr\">\uc870\uac74 (\uacc4\uc57d\uc774 \uc720\ud6a8\ud558\uae30 \uc704\ud574 \ucda9\uc871\ub418\uc5b4\uc57c \ud560 \uc870\uac74)<\/div>\n<div class=\"cell en\">Counter-Offer<\/div>\n<div class=\"cell tr\">\uc5ed\uc81c\uc548 (\uc6d0\ub798 \uc81c\uc548\uc744 \uac70\ubd80\ud558\uace0 \uc0c8 \uc81c\uc548 \uc0dd\uc131)<\/div>\n<div class=\"cell en\">Consideration<\/div>\n<div class=\"cell tr\">\uc57d\uc778 (\uacc4\uc57d\uc5d0\uc11c \uad50\ud658\ub418\ub294 \uac00\uce58)<\/div>\n<div class=\"cell en\">Statute of Frauds<\/div>\n<div class=\"cell tr\">\uc0ac\uae30 \ubc29\uc9c0\ubc95 (\ub300\ubd80\ubd84\uc758 \ubd80\ub3d9\uc0b0 \uacc4\uc57d\uc740 \uc11c\uba74 \ud544\uc694)<\/div>\n<div class=\"cell en\">Deed<\/div>\n<div class=\"cell tr\">\uc99d\uc11c (\uc18c\uc720\uad8c \uc774\uc804 \ubb38\uc11c)<\/div>\n<div class=\"cell en\">Warranty Deed<\/div>\n<div class=\"cell tr\">\ubcf4\uc99d \uc99d\uc11c (\uac00\uc7a5 \uac15\ub825\ud55c \ubcf4\ud638 \uc81c\uacf5)<\/div>\n<div class=\"cell en\">Quitclaim Deed<\/div>\n<div class=\"cell tr\">\uad8c\ub9ac \ud3ec\uae30 \uc99d\uc11c<\/div>\n<div class=\"cell en\">Title<\/div>\n<div class=\"cell tr\">\uad8c\ub9ac \/ \uc18c\uc720\uad8c<\/div>\n<div class=\"cell en\">Title Insurance<\/div>\n<div class=\"cell tr\">\uad8c\ub9ac \ubcf4\ud5d8<\/div>\n<div class=\"cell en\">Mortgage<\/div>\n<div class=\"cell tr\">\ubaa8\uae30\uc9c0 \/ \uc8fc\ud0dd\ub2f4\ubcf4 \ub300\ucd9c<\/div>\n<div class=\"cell en\">Loan-to-Value (LTV)<\/div>\n<div class=\"cell tr\">\ub300\ucd9c\/\uac00\uce58 \ube44\uc728<\/div>\n<div class=\"cell en\">PMI<\/div>\n<div class=\"cell tr\">\uc0ac\uc801 \ubaa8\uae30\uc9c0 \ubcf4\ud5d8 (LTV 80% \ucd08\uacfc \uc2dc \uc77c\ubc18\uc801\uc73c\ub85c \ud544\uc694)<\/div>\n<div class=\"cell en\">FHA Loan<\/div>\n<div class=\"cell tr\">\uc5f0\ubc29\uc8fc\ud0dd\uad6d \ub300\ucd9c<\/div>\n<div class=\"cell en\">Foreclosure<\/div>\n<div class=\"cell tr\">\uc555\ub958 (\ub274\uc695\uc740 \uc0ac\ubc95 \uc555\ub958 &#8211; \ubc95\uc6d0 \ud310\uacb0 \ud544\uc694)<\/div>\n<div class=\"cell en\">Easement<\/div>\n<div class=\"cell tr\">\uc9c0\uc5ed\uad8c (\ud0c0\uc778 \ud1a0\uc9c0 \uc774\uc6a9\uad8c)<\/div>\n<div class=\"cell en\">Lien<\/div>\n<div class=\"cell tr\">\uc720\uce58\uad8c \/ \ub2f4\ubcf4\uad8c<\/div>\n<div class=\"cell en\">Joint Tenancy<\/div>\n<div class=\"cell tr\">\uacf5\ub3d9 \uc18c\uc720\uad8c (\uc0dd\uc874\uc790 \uad8c\ub9ac \ud3ec\ud568)<\/div>\n<div class=\"cell en\">Tenancy in Common<\/div>\n<div class=\"cell tr\">\uacf5\uc720 \uc18c\uc720\uad8c (\uc0dd\uc874\uc790 \uad8c\ub9ac \uc5c6\uc74c)<\/div>\n<div class=\"cell en\">Co-op (Cooperative)<\/div>\n<div class=\"cell tr\">\ud611\ub3d9\uc870\ud569 (\ub274\uc695\uc2dc\uc5d0\uc11c \ud754\ud55c \uc8fc\uac70 \ud615\ud0dc)<\/div>\n<div class=\"cell en\">Condominium<\/div>\n<div class=\"cell tr\">\ucf58\ub3c4\ubbf8\ub2c8\uc5c4 \/ \ubd84\uc591 \uc544\ud30c\ud2b8<\/div>\n<div class=\"cell en\">Fair Housing<\/div>\n<div class=\"cell tr\">\uacf5\uc815\uc8fc\ud0dd (\uc778\uc885, \uc885\uad50, \uc131\ubcc4 \ub4f1\uc5d0 \ub530\ub978 \ucc28\ubcc4 \uae08\uc9c0)<\/div>\n<div class=\"cell en\">Source of Income Protection<\/div>\n<div class=\"cell tr\">\uc18c\ub4dd\uc6d0 \ubcf4\ud638 (\ub274\uc695\uc8fc \uc778\uad8c\ubc95 &#8211; \uc0ac\ud68c\ubcf4\uc7a5 \ub4f1 \ud569\ubc95\uc801 \uc18c\ub4dd\uc6d0 \ucc28\ubcc4 \uae08\uc9c0)<\/div>\n<div class=\"cell en\">Steering<\/div>\n<div class=\"cell tr\">\uc2a4\ud2f0\uc5b4\ub9c1 &#8211; \ubcf4\ud638 \uacc4\uae09\uc5d0 \ub530\ub77c \ud2b9\uc815 \uc9c0\uc5ed \uc548\ub0b4 (\ubd88\ubc95)<\/div>\n<div class=\"cell en\">Blockbusting<\/div>\n<div class=\"cell tr\">\ube14\ub85d\ubc84\uc2a4\ud305 &#8211; \uc778\uad6c \ubcc0\ud654 \uc554\uc2dc\ub85c \ud310\ub9e4 \uc720\ub3c4 (\ubd88\ubc95)<\/div>\n<div class=\"cell en\">Capitalization Rate (Cap Rate)<\/div>\n<div class=\"cell tr\">\uc790\ubcf8\ud658\uc6d0\uc728 (NOI \u00f7 \ubd80\ub3d9\uc0b0 \uac00\uce58)<\/div>\n<div class=\"cell en\">Gross Rent Multiplier (GRM)<\/div>\n<div class=\"cell tr\">\ucd1d\uc784\ub300\ub8cc \uc2b9\uc218 (\ub9e4\ub9e4\uac00 \u00f7 \uc6d4 \uc784\ub300\ub8cc)<\/div>\n<div class=\"cell en\">Appraisal<\/div>\n<div class=\"cell tr\">\uac10\uc815 \ud3c9\uac00<\/div>\n<div class=\"cell en\">Comparable (Comp)<\/div>\n<div class=\"cell tr\">\ube44\uad50 \ub9e4\ubb3c (CMA\uc5d0 \uc0ac\uc6a9)<\/div>\n<div class=\"cell en\">Zoning<\/div>\n<div class=\"cell tr\">\uc870\ub2dd \/ \uc6a9\ub3c4\uc9c0\uc5ed\uc81c<\/div>\n<div class=\"cell en\">Variance<\/div>\n<div class=\"cell tr\">\ubcc0\uacbd \ud5c8\uac00 (\uc870\ub2dd \uaddc\uc815\uc5d0\uc11c\uc758 \uc608\uc678)<\/div>\n<div class=\"cell en\">Eminent Domain<\/div>\n<div class=\"cell tr\">\uc218\uc6a9\uad8c (\uc815\ubd80\uc758 \uc0ac\uc720\uc7ac\uc0b0 \uc218\uc6a9 \uad8c\ud55c)<\/div>\n<div class=\"cell en\">Property Condition Disclosure<\/div>\n<div class=\"cell tr\">\ubd80\ub3d9\uc0b0 \uc0c1\ud0dc \uacf5\uac1c\uc11c (\ub274\uc695 1-4\uac00\uad6c \uc8fc\uac70 \ub9e4\ub9e4 \uc2dc \ud544\uc218)<\/div>\n<\/div>\n<\/div>\n<div class=\"ml-card\">\n<h2>\uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38<\/h2>\n<h3>\uc2dc\ud5d8\uc740 \uc815\ub9d0 \uc601\uc5b4\ub85c\ub9cc \ubcf4\ub098\uc694?<\/h3>\n<p>\ub124, \ub274\uc695\uc8fc \ubd80\ub3d9\uc0b0 \uc601\uc5c5\uc0ac\uc6d0 \uc2dc\ud5d8\uc740 \uc601\uc5b4\ub85c\ub9cc \uc2dc\ud589\ub429\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc800\ud76c \uc5f0\uc2b5 \ubb38\uc81c\ub3c4 \uc601\uc5b4\ub85c \ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4 &#8211; \uc2e4\uc81c \uc2dc\ud5d8\uc744 \uadf8\ub300\ub85c \uc7ac\ud604\ud558\uae30 \uc704\ud574\uc11c\uc785\ub2c8\ub2e4. \uc774 \ud398\uc774\uc9c0\uc758 \ud55c\uad6d\uc5b4 \uc548\ub0b4\ub294 \uc81c\ud488 \uc774\ud574\ub97c \ub3d5\uae30 \uc704\ud55c \uac83\uc785\ub2c8\ub2e4.<\/p>\n<h3>\ud55c\uad6d\uc5b4 \uac15\uc758\ub3c4 \uc788\ub098\uc694?<\/h3>\n<p>\ud604\uc7ac\ub294 \uc601\uc5b4 \uc5f0\uc2b5 \ubb38\uc81c\uc640 \ud55c\uad6d\uc5b4 \uc6a9\uc5b4 \uc0ac\uc804\uc744 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud55c\uad6d\uc5b4 \uac15\uc758 \uc601\uc0c1\uc740 \ud5a5\ud6c4 \ucd94\uac00\ub420 \uc608\uc815\uc785\ub2c8\ub2e4.<\/p>\n<h3>$49.99\uc5d0 \uc815\ub9d0 \ud3c9\uc0dd \uc774\uc6a9\uc774 \uac00\ub2a5\ud55c\uac00\uc694?<\/h3>\n<p>\ub124, \ud55c \ubc88 \uacb0\uc81c\ud558\uc2dc\uba74 \ud3c9\uc0dd \uc774\uc6a9 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uad6c\ub3c5\ub8cc, \uc790\ub3d9 \uac31\uc2e0, \ucd94\uac00 \uc694\uae08\uc774 \uc77c\uc808 \uc5c6\uc2b5\ub2c8\ub2e4. 7\uc77c \ud658\ubd88 \ubcf4\uc7a5\ub3c4 \uc81c\uacf5\ub429\ub2c8\ub2e4.<\/p>\n<h3>\ub274\uc695 \uc678 \uc9c0\uc5ed\uc5d0\uc11c\ub3c4 \uc0ac\uc6a9 \uac00\ub2a5\ud55c\uac00\uc694?<\/h3>\n<p>\uc800\ud76c \uc81c\ud488\uc740 <strong>\ub274\uc695\uc8fc \uc601\uc5c5\uc0ac\uc6d0 \uc2dc\ud5d8<\/strong>\uc5d0 \ud2b9\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ub274\uc800\uc9c0, \uce98\ub9ac\ud3ec\ub2c8\uc544 \ub4f1 \ub2e4\ub978 \uc8fc \uc2dc\ud5d8\uc5d0\ub294 \ubd80\ubd84\uc801\uc73c\ub85c\ub9cc \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n<\/div>\n<div class=\"ml-disclaimer\">\n<strong style=\"color:#0F2A44;display:block;margin-bottom:6px\">\uad50\uc721 \ubaa9\uc801 \uc804\uc6a9 \uc548\ub0b4<\/strong><br \/>\nNY Real Estate Prep\uc740 \ub3c5\ub9bd\uc801\uc778 \ud559\uc2b5 \ub3c4\uad6c\uc785\ub2c8\ub2e4 &#8211; \ub274\uc695\uc8fc \uad6d\ubb34\ubd80(NY Department of State) \ub610\ub294 \uc5b4\ub5a0\ud55c \ub77c\uc774\uc13c\uc2a4 \uae30\uad00\uacfc\ub3c4 \uc81c\ud734 \uad00\uacc4\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. \ubcf8 \uc790\ub8cc\ub294 \ubc95\ub960, \uc138\ubb34, \uc7ac\ubb34 \uc790\ubb38\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc2dc\ud5d8 \uc815\ucc45 \ubc0f \ub77c\uc774\uc13c\uc2a4 \uc694\uac74\uc740 \ud56d\uc0c1 <a href=\"https:\/\/dos.ny.gov\" rel=\"noopener\" style=\"color:#8C6230\">dos.ny.gov<\/a>\uc5d0\uc11c \uc9c1\uc811 \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4. \ubcf8 \ud398\uc774\uc9c0\uc758 \ud55c\uad6d\uc5b4 \ubc88\uc5ed\uc740 \ucc38\uace0\uc6a9\uc774\uba70, \uc815\ud655\ud55c \ubc95\uc801 \uc815\ubcf4\ub294 \uc601\ubb38 \uc6d0\ubb38 \ubc0f NY DOS \uacf5\uc2dd \uc790\ub8cc\ub97c \uc6b0\uc120\ud569\ub2c8\ub2e4.\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\ud83c\udf10 English \ud55c\uad6d\uc5b4 \u0420\u0443\u0441\u0441\u043a\u0438\u0439 \u4e2d\u6587 \ub274\uc695\uc8fc \ubd80\ub3d9\uc0b0 \uc601\uc5c5\uc0ac\uc6d0 \uc2dc\ud5d8 \ub274\uc695 \ubd80\ub3d9\uc0b0 \uc2dc\ud5d8\uc5d0 \ud55c \ubc88\uc5d0 \ud569\uaca9\ud558\uc138\uc694. 11\uac1c\uc758 \uc2dc\uac04\uc81c\ud55c \ubaa8\uc758\uc2dc\ud5d8, 891\uac1c\uc758 \uc804\ubb38\uac00 \uc791\uc131 \ubb38\uc81c. \ub274\uc695\uc8fc \uc601\uc5c5\uc0ac\uc6d0 \uc2dc\ud5d8\uc744 \uadf8\ub300\ub85c \uc7ac\ud604\ud558\ub3c4\ub85d \uc124\uacc4\ub418\uc5c8\uc73c\uba70, \ubaa8\ub4e0 \ub2f5\uc548\uc5d0 \uc0c1\uc138\ud55c \ud574\uc124\uc774 \ud3ec\ud568\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. \ubb34\ub8cc \uc9c4\ub2e8 \ud14c\uc2a4\ud2b8 \uc2dc\uc791 \uc804\uccb4 \uc774\uc6a9\uad8c $49.99 \u2192 \ud83d\udcd0 \ud55c\uad6d\uc5b4 \uc218\ud559 \uacf5\uc2dd\uc9d1 \ubcf4\uae30 \u2192 \u26a0\ufe0f \uc911\uc694 \uc548\ub0b4 \ub274\uc695\uc8fc \ubd80\ub3d9\uc0b0 \uc601\uc5c5\uc0ac\uc6d0 \uc2dc\ud5d8\uc740 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-548","page","type-page","status-publish","hentry"],"_hostinger_reach_plugin_has_subscription_block":false,"_hostinger_reach_plugin_is_elementor":false,"_links":{"self":[{"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=\/wp\/v2\/pages\/548","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=548"}],"version-history":[{"count":1,"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=\/wp\/v2\/pages\/548\/revisions"}],"predecessor-version":[{"id":590,"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=\/wp\/v2\/pages\/548\/revisions\/590"}],"wp:attachment":[{"href":"https:\/\/nyrealestateprep.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=548"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}